NYC hit and run accident lawyer Glenn A. Herman, Esq. Comments on Andy Eduardo Gil

Hit and Run Death.

The streets are not as safe as they should be. Early Thursday morning, 21-year-old Andy Eduardo Gil was killed by a hit-and-run driver on East Houston Street. This is the second reported hit and run death in New York in as many weeks.

The insurance coverage available in New York to victims of hit and run injuries and deaths is very limited for people who do not own their own vehicles and have additional coverage.

If the victim owns a motor vehicle or resides with a relative who owns a motor vehicle (a household policy), the victim’s own insurance policy will provide New York No-Fault Insurance benefits. No-Fault Insurance provides, among other things, money for the hospital and medical bills and lost wages. The victim’s household policy will also provide uninsured motorists benefits for the victim’s pain and suffering and wrongful death. The amount of such coverage will vary and depend on the amount of coverage that was purchased.

If the victim does not own a motor vehicle or does not reside with someone who does, a New York State agency called The Motor Vehicle Accident Indemnification Corporation (MVAIC), is required under law to provide No-Fault benefits. The total amount of No-Fault benefits is limited to $50,000. The amount of compensation for pain and suffering and wrongful death that MVAIC will provide is also limited to the New York State minimum of $25,000 in the case of injury and $50,000 in the case of wrongful death.

We encourage everyone who owns a car to purchase the highest amount of No-Fault and Underinsured Motorist coverage they can afford to protect themselves and their family members. We also encourage everyone who does not own a car to purchase insurance known as “Non-Owners Auto Insurance.” Non-Owners Auto Insurance can provide a…