We all need to pay or send money to someone online, and UPI is the best way to do this recently.But, as you know, through payment Unified price index An application and an active internet connection are required to process payments. Therefore, sometimes when you encounter connection problems, it is difficult to pay someone. But there is a trick, you can use it to send money using UPI without internet connection.
Also, please read | How to use WhatsApp to send and receive money
Use UPI to send money without internet
If you want to pay online without the Internet, or your feature phone cannot access the UPI application, you can use USSD-based services to pay.
As early as 2016, NPIC (National Payment Corporation of India) and BHIM UPI applications launched USSD-based mobile banking services.
Steps to send money using USSD code
Before you start, please make sure your mobile number is registered with the bank.In addition, download BHIM UPI application And register with your bank account. After that, please follow the steps below:
1. Open the phone dialer and dial *99# on the phone. A menu with different options appears, including remittance, receipt, etc.
2. Now, reply 1 to select the remittance option.
3. Then, you will now see the money transfer options including-mobile phone number, UPI ID or account number and IFSC code. Choose the option you like.
4. If you have selected a mobile phone number, please enter the mobile phone number of the payee. Or enter UPI ID, account number and IFSC code.
5. After entering the person’s mobile phone number, UPI ID or bank account details, you can enter the ruby amount you want to send.
6. Then you will see the name of the payee, you can add notes as needed.
7. Now, enter your UPI Pin and click Send.
That’s it. You will get the transaction status and reference ID. Currently, you can transfer up to rupees. 5000 per transaction using this service. With this service, you can send and receive funds without any data or even use a basic feature phone.
This is all about how to use UPI to send money without an internet connection.
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